well he said lots of things. what forced Scientologists and regges into seeking unusual solutions to arranging finances was Hubbards LRH ED 284 and the "solution to inflation". The price rises every month forced many people into unusual arrangements and Hubbard knew all about it. He even mentioned it in the "Advices" that came out of the 1982 Stat Analysis - something that guided int strategies for the next few years and it came from Hubbard, not DM.
And before that even - the whole 5X the stats crap that had gone on in the early 70's...
Hubbard's insistence on Scientology regges being trained on BLS - another "system" that encourages using financing to get the "close"
It was not DM that "allowed" it to happen. it was Hubbard.
OK, thanks Mick.
and thanks to other posters who replied.
I got in, in 1987, and within a year I had read the full LRH books & lectures, and read a bunch of PL's on Finance, as I was just a working man, a Problems of Work man, who wanted to then make a lot of money so as to go up the bridge. I was very gung ho at the time having just discovered the secrets of the universe & life & livingness.
so I'm basing my story here from that viewpoint. As I suspected folks were regged to borrow money to do services b/4 DM, but NOT thru credit cards as none existed b/4 1987.
The link I provided, which nobody read I suspect,
http://www.creditcards.com/credit-card-news/credit-cards-history-1264.php
"Although American Express was among the first companies to issue a charge card, it wasn't until 1987 that it issued a credit card allowing customers to pay over time rather than at the end of every month. Its original business model focused on the travel and entertainment charges made by business people, which involved significant revenue from merchants and annual membership fees from customers."
If one reads the link, there were cards before 1987, but they actually were CHARGE cards, not CREDIT cards. Charge cards had to be paid back at the end of the month, there were no revolving credit cards. Thus prior to 1987, people were regged for bank loans, or family/friends loans.
The above is just a point of history, which I find fascinating.
-----------------------------
But, more to the point,
I am a perfect example of Cognitive Dissonance, or as Hellvahoax says "The Hubbard Law of Commotion".
http://en.wikipedia.org/wiki/Cognitive_dissonance
"In psychology,
cognitive dissonance is the
mental stress or discomfort experienced by an individual who holds two or more contradictory beliefs, ideas, or values at the same time"
Since I had read Finance PL's and BLS/Hard Sell, why I held those beliefs, ideas & values in my mind.
Namely, Hubbard said do not ever borrow money. He says it in HCO PL 9 Mar 72RA, Income Flows & Pools, Principles of Money Management. And he says somewhere else as "do not borrow money, make money as it is easier, and keep credit as a second cushion".
So, I holding those stable data in my mind, and yet I'm being regged by people who were "clear" and "OT" (figuring they know, as I am not clear but a walking reactive mind which doubts everything).
So, everytime I would get regged to do another service, and I would say I don't have the money,
I'm also holding in my mind don't borrow, but yet Hard Sell means the person regging me knows that if I borrow the money to do the next service, I will get more able, which is what Hubbard said and I knew as well.
I can't tell you how many times I would be in a confusion in my mind, the cognitive dissonance, over the constant regging when I did not have the money at the time. I had to earn it, Hubbard said to earn it, not borrow.
It was a constant
and :run: away. But yet how could I run away when I held the belief in my mind that Clear & OT were possible?